1. How do you access if your mobile phone is not Internet enabled? You can access the service by dialling *871# on Safaricom & Airtel and Telkom lines. 2. What is the Hela247 App? Hela247 is a smart phone app that requires Android for FREE access to mobile banking and services on the go. Start Digital Banking seamlessly from everywhere. The app is available for download at the Play store and supported on Android 4.4 and above. 3. Why should […]
Let’s admit that Christmas is AWESOME, but DANGEROUS. Saving money at Christmas just goes out the window, doesn’t it? I don’t think there’s another time of year where it’s just so easy to completely blow your budget without even thinking about it. Everywhere you look at Christmas there is money to be spent. But how can you save money this Christmas without feeling like you’re missing out? 1. Set a budget After evaluating your financial situation, set a budget for […]
Whether a redundancy, “mutual decision” or (goodness forbid) you get sacked, it’s demoralising, scary and incredibly stressful. So how do you even start to rebuild your self-esteem and career? It’s time to dust yourself off, get your act together and get back in the game And that’s where these ten tips come into play. They come in four categories: Self-Care The Basics Strategy Execution A. Self-Care 1. Give yourself permission to grieve It can feel traumatic when you lose (or […]
Small business owners tend to be in a perpetual cycle of doing well, then slow business and back to doing well. Have you ever looked at your books and realized you’ve gone almost a whole month without business? Well, you can either stress about it or focus on these 10 positive things when business is down. 1. Understand the cycle of your business. First things first, you must understand the annual cycle of your business. Take time to review your […]
Do you spend sleepless nights worrying about your business debt? If you do, then you’re not alone. Small business owners find it extremely difficult to manage their current debt. The fact is, handling debt can be one of the most difficult challenges a small business owner can face. Fortunately, there are ways to avert this type of financial challenge. Here are a few helpful tips to control your debt before it controls you. 1. Do your homework before taking a […]
Running a business on the side or taking on any side-projects can quickly become a juggling act. As one task comes up, another is on its way and if you’re not careful, it might just fall to the ground and throw everything off. It’s this challenge that makes a side hustle both invigorating yet nerve-racking at the same time. When discussing the side hustle or the process of starting a business on the side, there’s always a flood of questions […]
Business partnerships have been an important part of entrepreneurship and startup success. The reasons are simple: complementary skill sets, shared equipment or expenses, and the idea that one person with “hard” money capital can create synergy with the intellectual capital of another person so both can profit from their venture. In theory, a partnership is a great way to start in business. In my experience, however, it’s not always the best way for the typical entrepreneur to organize a business. […]
Entrepreneurs are a unique breed of people. While some people sit and fantasize about the glamor of being their own boss and creating their own business, those in the thick of business ownership understand that even considering all its rewards, entrepreneurship is a difficult and complicated path. The world’s most successful entrepreneurs aren’t the ones who impulsively quit their jobs to chase a get-rich-quick idea. They are the ones with an entrepreneurial mindset — a set of perspectives and values […]
Thinking of venturing into the bodaboda business? Great! It’s one of the fastest growing sectors in Kenya. In the past few years, the industry has opened up several wonderful opportunities for many Kenyans. Step 1: Identify a Motorcycle You may be wondering which is best for you. Most comparisons are based on the sale price, cost of maintenance/repairs, fuel efficiency, hardiness and looks. The good news is that with so many brands available, you are almost certain to get an […]
We talked to entrepreneurs with over 30 years in business experience and asked what are some of the most important lessons they wish they had learned earlier in life. For most, it has been a crazy ride. But with age, and all those ups and downs, comes experience — and with experience comes a little bit of wisdom. Here are the top 10 lessons they wish they had learned before they were 40. 1. You can’t control everything. No matter […]