With the new year round the corner, many of us have committed ourselves to changing the way we live for the better. Some of the most important things people focus on, especially in the new year, are personal finance, saving, and investing. Achieving financial independence is an admirable goal, but very few people know where to start. If you’re starting to take steps towards financial freedom this year, here are seven tips you should follow to set financial goals for […]
This service allows businesses that have a Lipa Na Mpesa (Paybill ot Till Number) to transfer funds from their Lipa Na M-PESA tills to their Century bank accounts in real time. It is designed for •M-Pesa agents or super agents •Customers with M-Pesa Paybill Numbers like SACCOs, clinics, retail shops, schools etc. •Safaricom merchants (that is, customers with Lipa na M-Pesa Till Numbers) such as supermarkets, petrol stations etc. M-Pesa merchants can now convert their available float into cash which […]
Before you hit the mall or organize a big party, it can help to have a comprehensive plan in place so you know exactly where your money is going this holiday season – that way, you can ring in the new year with celebration rather than panic. Here are several ways to keep your spending under control this December. 1. Make a Budget There are a couple different ways to set a holiday budget. You might want to establish a […]
Rather than passively waiting for good things to happen, professionals with an entrepreneurial mindset create their own opportunities and success. Thinking like a business owner, even in the context of the employment, can pay dividends in your career. Consider these tips. 1. Find your passion. Entrepreneurs are passionate about their work, which is the key to success and fulfillment in any field or position. If you feel that you lack passion in what you’re doing, consider changing roles. Can you […]
Great! You’ve had your eureka moment and thought up a seemingly brilliant business idea. But is your idea good enough to actually act on? How do you know when it’s time to start a side gig or even leave your job? No matter who you are or how big you hope to grow your business, figuring out what product to build and what services to offer is a huge challenge. Of course, you could just rely on your gut. Sometimes […]
As a nation, we love to shop and entertain ourselves, but sometimes that consumerism leads to debt and monthly financial struggles. Here are 10 tips to make sure you never end up with more month than money. 1. Know your income and expenses The first thing you need to know is what’s coming in and what’s going out. Make a list of any and all income you have from your job, side work, pension or anywhere else. Then make a […]
These days it seems everyone is calling themselves an “entrepreneur.” There’s a lot of talk about leaving your job, following your dreams, making money while you sleep, and living with passion. Each of those things is fantastic. But, there are a lot of things aspiring-entrepreneurs AREN’T hearing. There are things no one will tell you about starting a business, and knowing these things from the start can really go a long way in making the ride less bumpy. 1. You’re […]
Are you thinking of importing a motor vehicle? This product clears import duty charges on your behalf, in order to facilitate faster settlement of duty charges to Kenya Revenue Authority (KRA) and avoid penalties. The interest charged is very competitive with a repayment period of 6 – 12 months depending on the credit offered. All Import Finance Loans are subjected to a loan appraisal process. Once a loan has been approved the loan will be disbursed within 24 hours. Highlights […]
The avocado is native to the Americas but grows well in Kenya. It is very nutritious with a high protein and oil content and is now becoming increasingly important as an export crop. Varieties: •Fuerte – bears thin skinned green-pebbled fruit of very good flavour. It has many lines with different shapes. The pear shaped fruit is preferred for export. •Haas- bears medium-sized, rounded, rough-skinned, black fruits. •Nabal – its fruits are green with a good flavour. •Puebla- bears deep […]
One of the most effective ways to save money is by creating savings goals. This gives you a defined reason why you are saving for something, instead of just throwing money into a pot and pulling it out whenever you “want something.” When you are trying to save for multiple things all from the same paycheck, you can end up allocating so much cash to your goals, you have little life over for day to day living. While it is […]